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OUR BILLING PROCEDURE
30 days in advance of the DUE DATE we mail a paper notice unless EFT has been selected.
If premium is not received within 10 days of the DUE DATE, a Reminder Notice is mailed to both the insured and the Mortgagee
If premium is not received on or before the DUE DATE, a Notice of Cancellation is mailed to both the insured and the Mortgagee. This notice lists the Cancellation Date of the policy.
No coverage will be in effect for the insured after the Cancellation Date listed on the Notice of Cancellation. There is no "GRACE PERIOD".
Coverage will extend to the Mortgagee listed on our policy for 10 days after the date listed on the Notice of Cancellation.
REINSTATEMENT PROCEDURE
Policy may be reinstated, up to 60 days after the Date of Cancellation, with the following required information:
If both of the above are received within the 60 day window, policy coverage will reinstate to original due date of policy.