Privacy Notice

This notice is provided to you on behalf of Billings Mutual Insurance Company. We appreciate the trust you place in us when you provide us with the personal information we need when you purchased insurance from us. We take our obligation to protect your information seriously. This notice provides you with an explanation of where we get information about you when we write your insurance policies and to whom we disclose that information.

In the course of issuing or processing a policy or handling a claim, we may collect information about you from:

• The insurance application or other forms (for example, your name address, date of birth, and social security number);
• Your transactions with us (such as payments, claims, and medical history and treatment for medical claims);
• Consumer reporting agencies (such as your credit history); 
• Your insurance agent (such as update information pertinent to your account or information about your policies with other insurers);
• Government agencies (such as a county recorder's office).

We treat your personal information with respect and concern for your privacy. We do not sell any of your information to any third party. We maintain physical, electronic, and or procedural safeguards that comply with federal regulations to guard the information we obtain from you. In the course of our normal insurance business transactions, we may disclose some information about you to non-affiliated third parties, but only as permitted by law. Examples of some organizations to whom we might give information are:

• Independent claims adjusters, appraisers or attorneys who would need the information to handle your claim;
• Your insurance agent, to allow for servicing and underwriting of your policy
• Insurance rating organizations who require information for actuarial purposes
• Law enforcement or other governmental agencies in response to a subpoena or threat of one, or in connection with, suspected fraudulent claims;
• Our affiliated companies

If you have questions about this privacy notice, you may write to the attention of "Personal Information Request" at our mailing address.